Business funding made simple.
Faster, easier business financing — apply once, get matched with the right lender, and receive funding in as fast as 24 hours.2
Tell us about your business.
Complete our quick online application with basic details about your business. Upload your most recent 3–6 months of bank statements, and you're done. No credit impact to apply.1
We find the right fit.
Our team reviews your application and matches you with the lender and product best suited to your business — based on your industry, revenue, and goals.
Get your funding.
Once you accept your offer and final underwriting is complete, funds are deposited directly into your business bank account — in as fast as 24 hours.2
We're with you through the entire process.
When you apply through Ridgepeak Capital, a dedicated funding specialist will walk you through your options, explain the terms, and help you make the best decision for your business.
No confusing jargon. No pressure. Just straightforward guidance from people who understand business financing.
Talk to an Advisor
Explore your options
We match you with the right product based on your business needs, revenue, and goals.
Do I qualify?
Minimum Qualifications
- 600+ personal FICO score
- At least 1 year in business
- $100,000+ in annual revenue
What You Need To Apply
- Basic info about your business
- Business checking account
- Last 3–6 months business bank statements
Common questions
How long does the application take?
Most applicants complete the online application in about 5 minutes. You'll need basic business information and your most recent 3–6 months of business bank statements.
Will applying affect my credit score?
Submitting your application will not impact your personal credit score.1 However, depending on the funding product, lenders may conduct their own credit review as part of the underwriting process.
How quickly can I receive funding?
Depending on the product and lender, you can receive funds in as fast as 24 hours after final approval. Some products may take a few business days.
Is there a cost to apply?
No. There are no fees to apply, no obligation to accept an offer, and no cost if you decide not to move forward.
How much funding can I qualify for?
Funding amounts typically range from $5,000 to $2,000,000 depending on the product, your revenue, time in business, and credit profile.
Ready to get started?
Apply in minutes, get matched with the right lender, and secure the funding your business needs.
Start Your Application →Have questions first?
Our funding specialists are available to discuss your needs and help you understand your options.
Contact Us